Sample Credit Manager Resume

A Credit Manager is responsible for the management of a financial institution providing loans. He/she not only manages the firm, but also approves the credit applications after a thorough study of the same. These personnel not only work with credit lending firms, but also work with banks, and supervise the loan department of the bank. A person willing to work at this position should have a thorough knowledge of credit rating and analysis. He should not only check the documents submitted by the client for requesting a loan, but also make sure that he/she collects relevant data from credit rating agencies to ensure that the client does not have any past non-payment records. He/she should train his/her staff, such that he/she only needs to proofread and do a final authenticity check before approving or disapproving a loan application. Thus, he she is responsible for managing the staff, training them, managing the clients, and assuring utmost utilization of the resources of the organization. The sample credit manager resume sample given below will help one draft a resume for the said position as well as understand the role of a Credit Manager.

Sample Credit Manager Resume

Robert .K. Spark
1050 Library Street
Bristol, VA 21620
Email: robert@itmail.com
Ph: 333 124510

Career Objective:

Willing to continuously learn and excel at my work, and bring in success to the organization I work for by maintaining cordial relations with the clients, analyzing the applications thoroughly, and using my analytical skills intuitive skills to take the best possible decisions for the organization.

Career Summary:

With a total work experience of 7 years in this field, am currently working with AXA Financial Services, Bristol. Having begun my career as a credit sales executive, have gained thorough expertise in every section of credit management, and thus am fully skilled to work independently without any supervision. My strong analytical and intuitive skills, as mentioned above, make me a good decision-maker, and thus have taken the best possible decisions for the organizations I worked with.

Summary of Skills:

Good interpersonal skills
Good decision making skills
Good management skills
Good analytical and organizational skills
Good at client servicing, data handling, and training

Professional Experience:

Current Employer: Apex Credit Solutions
Designation: Credit Manager
(2007-till date)

Roles and Responsibilities:

Report to the Managing Director
Work in coordination with the marketing team
Train the staff with reference to documentation, rules, and regulations pertaining to a credit application
Analyze the credit applications submitted by the team
Use the credit rating agency's credit reports and scores, and blend the same with my analytical skills to help reach a conclusion pertaining to approval or disapproval of a loan application
Get an authenticity check done for the documents submitted by the applicant
Maintain cordial relations with the clients
Try to maintain the debt-receivable ratio as low as possible
Coordinate with the collections department , to get the non-payment cases resolved at the earliest

Previous Work Experience:

Momento Financial Solutions
Designation: Asst. Manager
(2006-2007)

Roles and Responsibilities:

Report to the Credit Manager
Check the loan applications and send the same for further approval
Compile all data required by Credit Manager to analyze an application
Train the Loan Executives with documentation and formalities pertaining to loan applications Designation: Loan Executive (2004-2006)
Pitch clients for loans
Help clients to apply for loans, collect required documents, compile the same, and hand it over to the Assistant Manager
Maintain a record of all the clients with reference to their personal and professional details, loan amount borrowed, credit period, etc.

Qualifications:

Masters in Accounting & Finance - 2006
Bachelors of Commerce & Accounting - 2004

Computer Skills:

Proficiency in basic computer operations and web surfing
Proficiency in using MS Excel to make detailed analysis
Good reporting and presentation skills

Extra Curricular Activities:

Table Tennis Champion in school and college
Participated in many elocution competitions
Member of the Students Committee during college days

Flexibility:

Willing to work in Portsmouth and Richmond

References:

Available on request

(Signature)
Robert .K. Spark

The credit manager sample resume given above helps in understanding the format of an effective resume, and the manner in which one can portray one's abilities and skills to make one's candidature effective. Referring to the same one can understand about the role of a Credit Manager and draft a resume accordingly.